Website Terms and Conditions and Data Privacy Policy

Terms and Conditions

The Bank reserves the right to provide this website for facilitating the correspondence between the Bank and you who wish to know the news, information and movement of the Bank's business operation. The information and content as appeared on the screen as well as the terms, conditions and details, accuracy and completeness, up-to-date and continuity of the information on this website may be changed according to the Bank's discretion. The Bank reserves the right in selecting the interested persons who wish to use the service, the suspension or limitation, including the refusal of right to the use of service on this website, wholly or partly, in accordance with the Bank's regulations without any notification. This will not be considered as an act causing damages to you or any person whether directly or indirectly, and will not waive the conditions of use of service to any person, unless it is made in writing and signed by the authorized person of the Bank. However, if you do not comply with the terms and conditions, please stop accessing this website immediately.

 

Use of Information and Material 

Information and material contained in this website are subject to change without prior notification and are not purposed as professional advice.

The Bank maintains and manages this website in Thailand and makes no representation that the information provided in or through this website is appropriate for or applicable in other countries. If you access this website from other countries, it is your responsibility to comply with the applicable domestic laws.

 

The content in any part or any page of this website may separately have specific terms and conditions. In case the specific terms and conditions conflict with this terms and conditions, the specific terms and conditions shall prevail. The Bank recommends that you read specific terms and conditions prior to using of information on such page.

 

No Warranty

The information and materials provided in this website are as-is or as available basis only. Although the Bank uses the best effort to make those information and materials to be accurate, the Bank makes no warranty that such information and materials are accurate, complete, sufficient, up-to-date, and suitable for any specific purpose and without virus. The Bank will not be liable for any mistake, error or omission of such information and materials.

 

Exception / Limitation of Service

The Bank is an owner of the copyright/ is authorized in all published information, images and displayed formats contained in the website unless explicitly specified otherwise. You are prohibited from copying, duplicating, keeping a copy, backing up, imitating, simulating, modifying, supplementing of the published information, images and displayed formats contained in the website or using in any other purpose without prior written consent from the Bank unless specified in the terms and conditions on the website.

 

Information on the website may include the comments, suggestions or articles from many sources, which the Bank does not confirm the accuracy and reliability of such information. You shall consider with your own judgment. The Bank does not involve and shall not be liable to you or any person for any damage, whether direct or indirect, consequential damage, accidental damage, loss, or any expenses incurred, which is related to the inability to act, mistake, error, omission, intervention, failure or delay to act or transmit the information, computer virus, network or system failure, even though the Bank or its representative has received the notification of possibility of such damages, loss or expenses.

 

Any applying of any service(s) through the Bank's website or providing your information to the Bank via website and/or e-mail or any other channels as provided by the Bank will be considered that you have already read and agreed with the terms and conditions specified on this website. After registering with the Bank, you will be entitled to receive the useful information in relation to the products and services from the Bank. You agree that the Bank may use your information provided for other purposes as the Bank deems appropriate and benefit to both sides. However, it must not conflict with the Data Privacy Policy as stated on this website.

 

Any linkage with the third person's website via the Bank's website is on your own risk. The content, accuracy, comment and other connections available on this website are only for the convenience. The Bank has no power to control, certify or confirm the accuracy or completion, or the continuity or the up-to-date, reliability, or responsibility in the content of the third person's website. In addition, due to a limitation of publication under the copyright law, you shall directly contact the owner for requesting permission to use such copyrighted information. The condition of services, international use, interpretation and enforcement shall be in accordance with the laws of Thailand.Any linkage with the third person's website via the Bank's website is on your own risk. The content, accuracy, comment and other connections available on this website are only for the convenience. The Bank has no power to control, certify or confirm the accuracy or completion, or the continuity or the up-to-date, reliability, or responsibility in the content of the third person's website. In addition, due to a limitation of publication under the copyright law, you shall directly contact the owner for requesting permission to use such copyrighted information. The condition of services, international use, interpretation and enforcement shall be in accordance with the laws of Thailand.

Data Privacy Policy

The personal information is currently important and interesting thing. Kiatnakin Bank Public Company Limited (The "Bank") realizes to privacy of your personal information and uses its best effort to provide you with highest security in using our service on our website. Therefore, the Bank will keep and treat your personal information received strictly confidential for security purpose, and will prevent your personal information from being used in bad faith, pursuant to the Bank's confidentiality standard. You may visit the Bank's website in order to search for the information related to the Bank without disclosing your personal information, if you do not wish to register nor receive additional news and information from the Bank.

 

The Bank will store and collect your personal information that is necessary, depending on the content and types of service which you wish to receive from the Bank. The Bank will use your personal information or personally identifiable information, directly or indirectly, and/or distribute your personal information by collecting the personal information directly from you or through the application process and value-added services with personal contact. The Bank may carefully conduct with legitimate method which is appropriate to such content and types of service and will use those personal information for developing the content and services provided to you, or for the necessity in following up on the result, for examining the correspondence between you and the Bank when you have any queries.

 

Your personal information will not be stored, collected, distributed or used for any other purpose apart from the purpose informed to you unless otherwise receiving your consent or is specified by law.

 

Disclosure of Personal Information

You have the right over your personal information. The Bank will not disclose your personal information to any persons other than our authorized employees, affiliate(s) and a person who is authorized from you to access to your personal information and will protect your personal information from being used without your prior permission unless the Bank receives your prior consent or is required to disclose in order to comply with law, court judgment, court order, legal process, arbitration, regulatory authority, regulations or order as requested by regulatory authority.

 

The personal information which the Bank has been received from you may be used for improving products design, marketing promotion and developing our services. However, the Bank warrants that your personal information will be confidential with highest confidentiality standard. Additionally, the Bank reserves the right to use, at any time, your personal information in analysis. Any amendment arising from such analysis, such amendment will be contained in our website.

 

Keeping Accuracy of Your Personal Information and Participating of Information Owner

The Bank uses its best effort to keep your personal information to be accurate at all times. You can verify that your personal information is accurate, complete and current in timely manner. In the event that you discover that your personal information is incomplete or inaccurate, please contact KK Contract Center 02 165 5555 or our branch or any other channels as provided by the Bank for a correction of your information.

 

Acceptance of Data Privacy Policy (as amended)

This Data Privacy Policy is up-to-date which will be superseded all prior data privacy policy for our website.


This Data Privacy Policy is subject to change by distributing through our website or any other channel determined by the Bank.

 

Details and other Agreements

Privacy Policy Term and Condition Service

At present, information is the important thing to which everyone pays attention. Kiatnakin Bank Public Company Limited (The “Bank”) realizes the right of privacy of the service user’s information and utterly tries to provide the service user with highest security in using service through this channel. Therefore, the Bank will keep and treat any information received strictly confidential for security purpose, and will prevent fraud in the use of information, pursuant to the Bank’s standard of confidentiality. The service user may visit the Bank’s website in order to search for the information related to the Bank without informing the Bank of his/her personal information, if the user does not wish to register nor receive additional news and information from the Bank.

 

The Bank will collect the user’s information that is necessary, depending on the content and type of service the user wishes to receive from the Bank. The Bank will use such information carefully in accordance with the purpose of such content and type of service, and will use those information for developing the content and service for the user, or for the necessity in following up on the result, for examining the correspondence between the user and the Bank.

 

The Bank will collect the personal information from the user directly by registration process and additional service which requires a person to contact the user, or by the registration through the website which allows the Bank to contact the user afterwards. If the user agrees to give the Bank the personal information e.g., name, surname, date of birth, national identity number, address, e-mail address, telephone number, facsimile number and user ID, as well as the user’s business activity or transaction information, the Bank will keep such information confidential, pursuant to the confidentiality standard of the Bank, by considering to this privacy policy strictly.  


Disclosure of Personal Information

The Bank will not distribute or sell the personal information of the service user to any person for the purpose of independent use. In addition, the Bank will not disclose the personal information of the service user to any other organization except:

  1. Being requested and authorized by the user.
  2. the information is distributed to the Credit Bureau or to the information reporting representative in the same nature.
  3. the information is disclosed as allowed or required by the law, for instance, the Bank may be requested by the court order or the subpoena to disclose the user’s information. In addition, the Bank may be requested to disclose the user’s information to the state authorities e.g., the auditor of the Bank of Thailand, as authorized by law.

The Bank will use the security system which is of international standard and widely accepted in providing service and adjusting the process of keeping the information received, including the use of information securely according to the standard, in order to prevent any damage or the unauthorized access to the user’s personal information. However, the service user should understand his/her responsibility in keeping his/her own user ID and password confidential, in order to prevent the unauthorized use. Besides, the Bank has the procedure in revising the incorrect information, including the suspension or the termination of the Bank’s service upon the service user’s request.

 

Agreement of Use of Service

The Bank reserves the right to provide this website for facilitating the communication between the Bank and the user who wishes to know the news, information and movement of the Bank’s business operation. The information and content as appeared on the screen as well as the terms, conditions and details, correctness and completeness, update and continuity of the information on the website may be changed according to the Bank’s discretion. The Bank reserves the right in screening and selecting the user who wishes to use the service, the suspension or limitation, including the refusal of right to the use of service on the website, in whole or in part, as per the Bank’s criteria without notification and without considering the user’s necessity in the use of such information. This will not be considered as an act causing damages to the user or any person whether directly or indirectly, and will not waive the conditions of use of service to any person, unless it is made in writing and signed by the authorized person of the Bank. However, if you do not agree with the terms and conditions, please stop accessing the website immediately.


Use of Information and Component

Information and component appeared on this website may be changed without prior notification and have no objective to provide professional advice.

 

The Bank maintains and manages this website in Thailand and does not represent that the information provided in or through this website is appropriate for or applicable in other countries. If you access this website from other countries, it is your responsibility to comply with the applicable laws in such countries.

 

The content in any part or any page of this website may identify the terms and conditions of other services separately. In case the terms and conditions of other services conflict with this terms and conditions of this service, the separate terms and conditions shall prevail. The Bank recommends that you read the terms and conditions of other services prior to the use of information on that page.


No Warranty

The information and component presented by the Bank on this website is for providing information as appeared or existing only. Although the Bank has attempted to make those information and component correct as much as possible, the Bank is unable to warrant that such information and component is correct, complete, sufficient, up-to-date, suitable for any specific purpose and without virus. The Bank will not be liable for any mistake, error or omission of such information and component.


Exception / Limitation of Service

The Bank is the owner of the copyright in all displayed information, images and displayed formats as appeared on the website unless explicitly specified otherwise. Any person is prohibited from copying, duplicating, keeping a copy, backing up, imitating, simulating, modifying, supplementing of the displayed information, images and displayed formats as appeared on the website for any other purpose without written consent from the Bank unless specified in the terms and conditions on the website.


Information on the website may include the comments, suggestions or articles from many sources. In this case, the Bank does not confirm the correctness and reliability of such information. The user shall consider with his/her own judgment. The Bank does not involve and shall not be liable to the user or any person for the damage, whether direct or indirect, consequential damage, accidental damage, loss, or any expenses incurred, which is related to the inability to act, mistake, error, omission, intervention, failure or delay to act or transmit the information, computer virus, network or system failure, even though the Bank or its representative has received the notification of possibility of such damages, loss or expenses.


The service application/registration through the Bank’s website or the provision of information of the user to the Bank via website and/or e-mail will be considered read and agreed according to the terms and conditions specified on this website.  After registering with the Bank, the user will be entitled to know the useful information about the products and services from the Bank. The information provided by the user will be considered as the Bank’s property. The Bank may use such information for other purpose as the Bank deems appropriate and benefit to both the Bank and the user. However, it must not conflict with the Privacy Policy as stated on this website.


Connecting to the third person’s website via the Bank’s website is on the user’s own risk. The content, accuracy, comment and other connection available under this website are only for convenience. Therefore, the Bank has no power to control, certify, confirm the correctness or completion, or the continuity or the up-to-date, reliability, or responsibility in the content of the third person’s website. In addition, such information may have limitation in further publication pursuant to the law of copyright. Hence, the user shall request for a permission to use such copyright of such information from the owner of the information directly. The condition of service, international use, interpretation and enforcement shall be in accordance with the laws of Thailand.